Securing your Erasmus Plus adventure: Essential Insurance Considerations

Dear future Erasmus student: As you get ready for an unforgettable experience abroad, it is important to address a key element of your Erasmus Plus: insurance.

While the excitement of planning your trip, making lists of what to pack, and taking note of all the cool places at your new destination might take most of your time, you should not forget about the other non-so-exciting things like travel insurance. But what insurance do you need for your Erasmus Plus adventure?

Medical Coverage: Your Peace of Mind

Think of medical coverage as your shield. It protects you from unexpected medical costs if you get sick or injured abroad.

If you are from the EU/EEA, you might already have the European Health Insurance Card (EHIC). This grants you basic medical coverage in other EU countries. However, check with your home country’s insurer as coverage may vary from country to country. Read about the limitation of traveling only with the EHIC on this post.

Other additional coverages: Maximizing Protection on your Erasmus Program

Consider these additional insurance options for a more comprehensive safety net:

• Accident Insurance: this covers medical expenses if you have an unfortunate accident, including those that might happen during activities or internships.
• Liability Insurance: Imagine accidentally bumping into a famous painting at a museum. Liability insurance protects you from having to pay for the damage you might cause, to people or their property.  
• Repatriation Insurance: In case of a serious medical situation, it covers the cost of getting you back home for treatment.  

Other things to consider