Heading abroad for studies? It’s exciting, but let’s be real, things don’t always go as planned. That’s where travel insurance comes in. If you’re like many international students, you might have heard it’s unnecessary or only useful in medical emergencies.
But trust us, you don’t want to get caught out believing these myths about travel insurance. This is your guide to staying safe, saving money, and making the most of your time abroad.
Myth 1: “My insurance from home works just fine.”
Your health insurance might offer some coverage abroad, but it’s often limited, or doesn’t apply at all outside your home country. Student travel insurance is designed specifically for this, covering everything from medical emergencies to lost luggage.
Myth 2: “Travel insurance is too expensive.”
Worried about the cost? You’ll be surprised! Student travel insurance can be budget-friendly and often costs less than you’d spend on a night out. Now, think about the cost of replacing your laptop if it gets stolen, or needing an emergency medical assistant in a foreign hospital. Suddenly, insurance doesn’t seem so pricey, right? It’s a smart investment in your peace of mind. With OnCampus Abroad, for instance, you can get full coverage for less than the cost of your daily coffee.
Myth 3: “I’m in Europe, I’ve got the EHIC, I’m good.”
The European Health Insurance Card (EHIC) is definitely useful, but it’s not a magic bullet. It only covers state-provided healthcare, so you won’t be covered for things like getting flown home in an emergency (repatriation), stolen or lost luggage, or if you have to cut your trip short. Travel insurance fills those gaps, making sure you’re properly protected.
Myth 4: “I’m young and healthy, nothing’s going to happen to me.”
We get it, you’re feeling invincible. But even the healthiest students can get sick, have accidents, or lose their belongings. A sudden illness, a sprained ankle, a delayed flight, these things can happen to anyone. Travel insurance isn’t about expecting the worst; it’s about being prepared for anything.
Myth 5: “Travel insurance is just for holidays.”
Studying abroad is way different than a vacation. You’re living in a new place, navigating a new culture, and facing new daily risks. Whether you’re commuting to class, exploring on weekends, or even just hanging out in your new city, travel insurance covers you throughout your entire stay.
Bottom Line:
Travel insurance isn’t just a formality, it’s about making sure you’re free to enjoy your experience without worrying about what could go wrong. For international students, it’s your go-to backup plan to stay safe, protect your belongings, and handle emergencies while focusing on your studies and the memories you’re creating.
Don’t fall for the myths, make sure you’re properly insured. Do your research, compare policies, and choose the one that’s right for you. You won’t regret it.
